Business Loans

Up to $1,000,000 in unsecured business funding.

Apply Now

Generous terms

See what rates you qualify for.

Simple process

Our secure online application is quick and easy.

Fast funding

Get access to capital in just a few days.

Business Loans

 

If you need quick access to working capital in the short-term, our merchant cash advance may be right for you. A merchant cash advance (MCA) is an alternative financing product with a short approval process and no credit requirements. The MCA is primarily based on your business monthly revenue.

APR rates starting at 5.49%

 

Our short term loans are structured for inventory purchase, marketing campaigns, general operating capital, contract funding, and much more! Our short term loans range form from 1-24 months with fixed monthly payments. We’re committed to offering small and medium-sized business owners the financing solutions they need to effectively run and grow their businesses.

BENEFITS

  • Access up to $1 million
  • Rates Starting as low as 4.9%
  • Approvals within hours

MINIMUM QUALIFICATIONS

  • 500+ FICO
  • In Business 6+ Months
  • $100,000+ Annual Revenue

How it Works

Apply

It takes about 15 minutes to provide us with your basic business and ownership information.

Receive Decision

Receive a decision within 24 hours. Review loan terms to determine if it makes sense for your business.

Funding

Sign documents electronically and receive funds directly to your business checking account.

Easy

Funding

Fundmerica can quickly and easily customize a small business loan that works for your business, so you can get on with the business of building your bottom line.

15

15 minute application

24

24 hour funding decisions

2

access funds in 2 days

1

loans up to $1 million

WHAT OUR CLIENTS SAY

FREQUENTLY ASK QUESTIONS

Our experienced staff will help you choose the best option for funding based on your needs and business profile. We’re here to help you every step of the way.

No, you can still qualify for business financing regardless of your personal credit history.

You can get a funding decision in as little as 24 hours! Just fill out our online application to get started.