Line of Credit

Access a business line of credit

Apply Now

Generous terms

See what rates you qualify for.

Simple process

Our secure online application is quick and easy.

Fast funding

Get access to capital in just a few days.

Line of Credit

 

A business line of credit is a revolving loan that gives you access to a fixed amount of capital, which you can use whenever you need to. A line of credit is especially helpful to bridge short-term cash flow gaps in your business.

Only Pay For What You Use

 

No fees to open or maintain your line. No prepayment fees, monthly maintenance fees, or account closure fees. Draw as little or as much as you want from your available credit. Your credit line replenishes as you make repayments.

BENEFITS

  • Access up to $250,000.00
  • Rates Starting as low as 4.9%
  • Approvals within hours

MINIMUM QUALIFICATIONS

  • 600+ FICO
  • In Business 3+ Years
  • $250,000+ Annual Revenue

How it Works

Apply

It takes about 15 minutes to provide us with your basic business and ownership information.

Receive Decision

Receive a decision within 24 hours. Review loan terms to determine if it makes sense for your business.

Funding

Sign documents electronically and receive funds directly to your business checking account.

Easy

Funding

Fundmerica can quickly and easily customize a small business loan that works for your business, so you can get on with the business of building your bottom line.

15

15 minute application

24

24 hour funding decisions

2

access funds in 2 days

1

loans up to $1 million

WHAT OUR CLIENTS SAY

FREQUENTLY ASK QUESTIONS

Our experienced staff will help you choose the best option for funding based on your needs and business profile. We’re here to help you every step of the way.

No, you can still qualify for business financing regardless of your personal credit history.

You can get a funding decision in as little as 24 hours! Just fill out our online application to get started.